Checkless Payments Overview

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What is Checkless Payments?

Checkless Payments is a guest-focused, seamless payment solution designed to enhance the dining experience by removing the traditional wait for the check. Instead of signaling a server or waiting for a bill, diners can simply leave when they’re ready—no interruptions, no delays.

How It Works

  • Card on File: When a diner makes a reservation or joins a waitlist*, they securely save their payment method in advance.

  • No More Waiting: After the meal, the restaurant processes the payment automatically using the saved card—no need to request the check.

  • Early Guest Engagement: The experience begins before diners even arrive. Through a branded enrollment journey, diners can preview featured menu items, seasonal specials, or upcoming events, helping them feel more connected and informed.

  • Operational Efficiency: By reducing steps of service like check drops and payment processing, staff can turn tables faster and often serve more diners. This means more revenue and a smoother flow of service.

  • Frictionless Departure: Diners who opt into Checkless Payments enjoy a smooth, uninterrupted exit, making the end of their meal feel effortless.

  • Enhanced Guest Experience: By removing the hassle of paying, the dining experience becomes more modern, personalized, and memorable.

Think of it as transforming the restaurant checkout process into something as seamless and invisible as ride-sharing apps did for transportation. It’s not just about speed—it’s about creating a more connected, data-driven, and satisfying hospitality journey from initial contact to receipt.

Feature Requirements

Checkless Payments is built to work seamlessly within Clover Hospitality. To enable this friction-free experience, you’ll need the following:

  • Clover Hospitality POS: This ensures that once a diner is enrolled, their status is visible to both the host and the server. The POS flags Checkless diners, allowing staff to deliver a more personalized and elevated experience.

  • Clover Hospitality Reservations: When a diner makes a reservation or joins the digital waitlist*, they’re automatically prompted to enroll in Checkless Payments.

  • Diner Enrollment: Diners opt in during the booking or waitlist* process, securely saving their payment method.

With these tools in place, Checkless Payments becomes a fully integrated part of the diner's journey—from arrival to effortless exit.

*Note: Checkless Payments for the Digital Waitlist feature is not available at this time. We're working on it and it will be launching soon!

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